All businesses require cash flow funding to operate and expand.
Unlike a business loan, our finance agreements do NOT have out-of-date credit questions that waste your time. We offer fast business finance on tax efficient asset finance and refinance agreements, we do not offer loans. Your application will have a decision within 2 hours and we will try everything to approve your funding. Our fast and modern thinking approach guarantees you will have your funds within 24 hours.
We understand opportunities may present themselves and you need to act fast. We offer both unsecured and secured finance.
Our free quotes are available to any UK business. The application process is simple and completed online in minutes. Before applying, you can even check you eligibility.
Please speak to an account manager today or apply online. – We are open 7 days a week.
You have the flexibility to settle the finance agreements early and there are no additional penalties for doing so, you will pay exactly the same amount if you settle the agreement early or if you let the agreement run its full term. The settlement calculation is simply, all the contractual payments that would have fallen due on the agreement are added together along with any notice period with no discount and this will form the settlement figure. We suggest to clients that are considering to settle agreements early to use your surplus funds within the business or put into an investment / high interest accounts, settling the finance agreement early has no saving and no benefit due to the settlement procedure that follows a strict funding covenant.
You will be required to give personal and/or corporate guarantee(s) to support the finance Agreement with your company and you maybe asked to provide a guarantor to guarantee your businesses liabilities, in addition, dependent on agreement and amount borrowed and the credit status the lender will require a unilateral notice or Legal Charge over your residential property and/or business property and/or any guarantor’s residence property. A fixed and floating charge over the assets of your company or any corporate guarantor (a “debenture”) will also be required.
Why NCF Business Finance?
- Application: You will have a decision within 2 hours. We try always to say YES.
- Funds in 24 Hours: We immediately transfer the funds into your bank account.
- High Acceptance Rates: We approve 95% of applications.